- Capitalize.io, founded by Crexi co-founder Luke Morris, has debuted the first AI agents built specifically for commercial real estate (CRE) finance professionals.
- The platform addresses the looming $3.1 trillion CRE debt maturity wave by automating borrower-lender matching, underwriting research, and deal sourcing.
- More than 250 companies have adopted the platform since it went live, signaling strong demand for AI-driven solutions in CRE capital markets.
Capitalize.io, an AI-powered data platform for commercial real estate finance, is launching what it calls the industry’s first AI agents for brokers and lenders. Designed to speed up borrower-lender matching and streamline underwriting, the platform has already attracted over 250 companies since its public debut.
A new wave of CRE tools
The launch comes as more than $3.1 trillion in CRE debt is set to mature by 2027. With high interest rates and tighter capital markets, refinancing has become increasingly challenging, leaving many borrowers and lenders struggling to connect on viable terms. Capitalize’s founders say their AI tools can help reduce these bottlenecks and keep deals moving.
The details
Capitalize’s AI agents integrate data from structured, semi-structured, and unstructured sources—including loan documents, mortgage records, PDFs, and public filings—to deliver borrower profiles, lender activity, and verified contact details within seconds. The company claims its platform is seven times more accurate at identifying borrower-lender matches than traditional databases, while reducing skip-tracing tasks from hours to seconds.
The system supports all major CRE asset types—multifamily, industrial, hospitality, and office—and is used by everyone from independent brokers to national lenders and investment groups.
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Under the hood
Capitalize leverages AI models from OpenAI, Gemini, Mistral, Llama, Claude, and Grok, fine-tuned with feedback from brokers to improve deal sourcing, underwriting accuracy, and lender benchmarking.
Why it matters
By automating research-heavy steps in the financing process, Capitalize could help stabilize a CRE market facing both liquidity constraints and looming maturities. AI-powered matching also gives local brokers and lenders a faster way to act on opportunities in a high-stakes environment.
What’s next
With early adoption momentum and a massive refinancing challenge ahead, Capitalize is positioned to expand its reach across U.S. CRE finance markets, potentially influencing how capital is sourced and deployed in the next several years.
About Capitalize
Capitalize is a modern, AI-powered data platform for commercial real estate finance professionals. Founded in 2023 by CRE veterans and engineers behind Crexi, Capitalize helps brokers and lenders unlock liquidity by surfacing real-time insights into borrower needs, lender activity, and refinancing opportunities. Capitalize is backed by Lerer Hippeau, FJ Labs, Treasury, Sway Ventures, and the co-founders of Acorns and Betterment.
Learn more at www.capitalize.io
